Visa celebrates 25 years of ecommerce

first_img continue reading » 25 years ago, shopping malls reigned supreme, Neiman Marcus introduced the ‘gift card’1, and Pizza Hut started accepting online orders for the first time. Shoppers did not have the luxury of buying anything they wanted from the comfort of their sofas, and long lines and fragmented payment technology made for frustrating checkout experiences. As the Internet ushered in the age of ecommerce, the advancement of secure digital payments brought to life the potential of a now multi-billion-dollar industry.The ecommerce ecosystem has drastically evolved since the first online purchase was made on the Visa network on August 11, 1994. In 2018 alone, global e-retail sales amounted to 2.8 trillion U.S. dollars, and projections show a growth of up to 4.8 trillion total U.S. dollars by 20212. As companies like Amazon and eBay ushered in a new generation of digital-first marketplaces, Visa introduced digital payment solutions like Visa Checkout, as well as security advances with 3D Secure and Visa Token Service, all of which have paved the way for the future of digital payments.As we celebrate 25 years of ecommerce, we look at what is on the horizon:Visa Secure Remote Commerce (Visa SRC): Built on new EMV®3 standards for Secure Remote Commerce (SRC), Visa SRC provides the technical groundwork for the digital commerce ecosystem of tomorrow and creates convenient and consistent payment experiences. Visa SRC supports tokenization, which removes sensitive data from the transaction and routes new device information through the transaction flow. Using tokens protects both merchants and consumers and also increases rates of authorized payments. To build on EMVCo standards and Visa SRC, Visa is working to make digital checkout more friction-free and secure, which can help increase the potential for merchant sales conversion. 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Russia ‘hijacked’ sport with mass doping, says McLaren

first_imgMcLaren said Russian officials could be trusted “but they need to reform themselves”.The system was “refined” in the buildup to the 2012 London Olympics and then further for the 2013 Universiade in the Russian city of Kazan, the World Athletics Championships in Moscow, also in 2013, and particularly for the 2014 Sochi Olympics.Russia won 24 golds, 26 silvers and 32 bronze medals in London with no failed tests at the time.“The Russian team corrupted the London Games on an unprecedented scale,” McLaren said.Whistleblower Grigory Rodchenko, who was an agent for the FSB secret service as well as head of the Moscow anti-doping laboratory, told investigators how he watered down some samples and added salt and powdered coffee to others to coverup doping failures.The report also told how an FSB agent disguised as a sewer engineer got into the Sochi Winter Olympics doping laboratory to switch bottles. Tiny scratches on the inside the bottles gave away the cheating.McLaren’s first report, released in July, led to more than 110 Russian athletes being banned from the Rio Olympics but also caused a major rift between the IOC and WADA.His latest report is a huge new blow to Russia, which is already battling to get back into the International Association of Athletics Federations (IAAF) because of an earlier inquiry.Russia has said the earlier McLaren report lacked detail and needed more investigation. There are many doubters over Russian efforts however.The IAAF and WADA have kept up their suspensions of Russia.The IOC this week extended its sanctions over the Russian doping. It has two inquiries into Russian sport and doping at the 2014 Sochi Winter Olympics. Following the McLaren report, the IOC said all 254 Russian urine samples from Sochi would be reexamined and that it had extended its inquiries to cover the 2012 London Olympics.Athletes from Russia and other East European states have dominated the list of cheats caught in new tests on 1,243 samples taken at the 2008 Beijing and 2012 London Olympics.IOC medical director Richard Budgett said Wednesday that the tests are not finished with more doping failures to be reported in coming weeks.The IAAF is also re-analysing samples taken from world championships. It said three Russian doping failures have been found from the 2007 world championships in Osaka.Share on: WhatsApp London, United Kingdom | AFP | Russia hijacked international sport by using more than 1,000 athletes in an “institutional conspiracy” to win medals at the Sochi and London Olympics and other global events, a top investigator said Friday.Canadian lawyer Richard McLaren, who has previously accused Russia of “state-sponsored” cheating, said in a new report for the World Anti-Doping Agency that he had confirmed the switching of samples at the Sochi Winter Olympics in 2014 and that salt and coffee were used to manipulate samples.More than 1,000 athletes in the summer and winter Olympics and Paralympics “can be identified as being involved in or benefiting from manipulations to conceal positive testing”, his report said.Information on 695 Olympic athletes had been sent to sports federations. “Well known and elite level athletes” were among competitors whose tests were “falsified”.“A cover-up that evolved over the years from uncontrolled chaos to an institutionalised and disciplined medal-winning strategy and conspiracy,” McLaren said as he introduced his report.Russia’s sports ministry again denied state backing for doping. But the report said the campaign that started about 2011 came under official control from 2012 under then sports minister Vitaly Mutko amid fears that the cheating would be detected.“An institutional conspiracy existed across summer and winter sports athletes who participated with Russian officials within the ministry of sport and its infrastructure,” said McLaren.“These activities were supported by senior Russian officials, including the minister and deputy minister of sport.” Corrupted Olympics About 30 sports including football were involved, officials added. But doping was rife in Russian athletics and weightlifting.Mutko, who has denied any involvement, was not personally named. He was barred from going to the Rio Olympics by the International Olympic Committee in August but has since been promoted to deputy prime minister by Russian President Vladimir Putin.McLaren told AFP in an interview that there was no evidence that Putin knew of the doping.“For years, international sports competitions have unknowingly been hijacked by the Russians,” he told a press conference however.“Coaches and athletes have been competing on an uneven field. Sports fans and spectators have been deceived.”last_img read more

Zidane jumps at chance to rekindle Real Madrid love affair

first_img0Shares0000Real Madrid´s newly appointed French coach Zinedine Zidane © AFP / PIERRE-PHILIPPE MARCOUMADRID, Spain, Mar 11 – Zinedine Zidane said he never had any doubts about returning to Real Madrid after he replaced the sacked Santiago Solari as coach on Monday.“When the president called me the first thing I thought was: go,” Zidane said at a press conference at the Santiago Bernabeu. “I could not say no, I never had any doubts about going back.” Zidane has been given a contract until June 2022, just nine months after he resigned at the end of last season, having led Madrid to an historic third consecutive Champions League triumph.Solari’s dismissal was expected after three consecutive home defeats – to Barcelona, twice, and Ajax – deemed Madrid’s season all-but over before the middle of March.But Zidane coming back, with only 11 games left in La Liga and almost nothing to play for, is a surprise, particularly after he left on the incredible high of yet another European triumph.Zinedine Zidane with his wife Veronique and Real Madrid president Florentino Perez ( © AFP / PIERRE-PHILIPPE MARCOU“I left because a change was needed at the end of last season, for the good of everyone, after winning so much,” Zidane said.“I returned because the president called me. I love him and I love this club, so here I am.”Zidane inherits a squad that has evolved even in the short time he has been away, with Cristiano Ronaldo gone and the likes of Thibaut Courtois, Vinicius Junior and Sergio Reguilon all enjoying greater prominence this season.The challenge will be for Zidane to oversee a period of change in the summer, when older players could be replaced and younger talents brought through.“I do not want to forget what we won but I also do not forget all the things we did badly last year,” Zidane said.“We lost in the league and cup, we won the Champions League, fine, but I know where I am.“We will change things, for sure, for the years to come. But now is not about that – the important thing is I am back. We will have time to talk with the president, with the club, about what we can do.”— Bale question —Immensely popular with most of the players, Zidane’s appointment will almost certainly lift morale in the dressing room, following a week in which Sergio Ramos has argued with the club’s president Florentino Perez and been involved in a spat with Marcelo.Real Madrid’s Welsh forward Gareth Bale is under p[ressure at Real © AFP/File / JAVIER SORIANOGareth Bale was one of the few to suffer during Zidane’s previous spell in charge, with the pair barely on speaking terms in the run-up to the Champions League final.Bale’s future now appears in serious doubt unless their relationship can be quickly repaired.Instead it was Ronaldo that departed and Zidane now takes over a team missing the Portuguese’s goals and in need of reform.On the possibility of Ronaldo following him back to Madrid, Zidane said: “That is not the issue for today. We have 11 games to play, then we will see. We all know Cristiano, his history at this club is one of the best. But today is not for talking about these things.”Despite Madrid’s dominance in the Champions League, there is ground to make up in La Liga, where Barcelona are on course to seal their eighth league title in 11 years.Madrid sit 12 points adrift of them in the table despite a 4-1 victory over Real Valladolid on Sunday, which proved to be Solari’s final game in charge.Familiar problems, including a lack of goals and a leaky defence, resurfaced in February as a defeat at home to Girona was quickly followed by losses to Barcelona in the league and cup, and humiliation by Ajax in the last 16 of the Champions League.“I do not blame anybody,” Zidane added. “(Julen) Lopetegui and Solari wanted to do the best for the club. It went how it went. The only thing now is to look forward.”0Shares0000(Visited 2 times, 1 visits today)last_img read more

Messenger Sends Postcards from Mercury

first_imgImages downloaded from MESSENGER’s first flyby of Mercury on January 14 are starting to be published.  The Science Images page of the MESSENGER website (MErcury Surface, Space ENvironment, GEochemistry, and Ranging) posted the first image January 16, with more being added from time to time.  Launched in 2004 (07/27/2004, bullet 3), the spacecraft has unveiled surface features like flattened craters, crater chains, bright rayed craters, concentric craters, fault scarps, mountains, depressions, wrinkle ridges, ejecta blankets and possible flow features.    This was the spacecraft’s first encounter with Mercury of three flybys before orbit insertion in 2011.  The photos end a 30 year data gap since Mariner 10 imaged one side of the planet in the 1970s.  MESSENGER’s new images reveal the unseen side of the innermost planet for the first time.  Some images overlap with the earlier set, now made with sharper optics than the vidicon camera aboard Mariner 10.    Interested readers might want to follow the dialogue among serious planet enthusiasts about the MESSENGER pictures going on at Unmanned Spaceflight.  They usually get pretty excited at historic events like this.  The Planetary Society blog has some initial impressions.  Emily was particularly struck by the flatness of most crater floors – an observation that could imply geological activity, though slumping, rebound and impact-related effects would have to be ruled out in light of Mercury’s bulk composition and gravity.Update 01/22/2008:  Pictures released a few days after the flyby reveal additional geological complexity on Mercury.  The Jan. 20 image shows ghost craters, explained in the caption: “Ghostly remnants of a few craters are seen on the right side of this image, possibly indicating that once-pristine, bowl-shaped craters (like those on the large crater’s floor) have been subsequently flooded by volcanism or some other plains-forming process.”  The conundrum of secondary craters was described in the Jan. 18 image: “With their large size and production of abundant secondary craters, these flat-floored craters both illuminate and confound the study of the geological history of Mercury.”  The process of inferring the timing and sequence of geological events was discussed in the caption of the Jan. 17 image.  The first-ever color image of Mercury was also released.The captions show that some inferences can be made about the sequence of events: a crater, then an ejecta blanket, then a scarp and perhaps an uplift, then another crater.  The timing between them is far more speculative.  Mercury has a number of characteristics that challenge standard theories about planetary origins: its global magnetic field (02/12/2004, 05/04/2007), its iron abundance, and its surface features that might indicate geological processes continuing long after the crust and mantle should have solidified.  Most of the processing is undoubtedly impact-related; if, however, tectonic or volcanic processes are the best explanation, then it would raise questions about the age of the planet.    It is also interesting to note that many exoplanets (planets around other stars) are Jupiter-sized yet with orbits closer to their host star than Mercury is to the sun (07/15/2005, 05/07/2004; cf. 07/21/2007).  This puzzle challenges traditional theories of planet formation.  The new MESSENGER images should be studied by unbiased observers not constrained to preserve traditional theories with their obligate billions of years.  Mercury belongs to all observers.  Join the discovery team.(Visited 8 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Suicide is not painless if you’re the one left behind

first_imgHelen Walne, author of ‘The Diving’, which explores her brother Richard’s suicide. Photo: Ben Williams/BooksLive By Lorraine Kearney9 June 2014The Book Lounge in Roeland Street is a favourite haunt of Cape Town’s literati. Besides selling some of the more interesting books and better novels, it hosts weekly storytelling sessions for the young ‘uns and fabulous book launches.And so it came to pass that one sunny evening in the dying days of summer, a motley crew gathered among the books, after quaffing wine and snacking on delicious canapés in the basement. In front of us sat writer Helen Walne, serene and shining, talking about one of the last great taboos: suicide.Walne’s book, The Diving, is a wrenching, sometimes brutal, often funny, always beautiful memoire of her brother’s suicide. Richard Walne was a musician, singer, songwriter and poet. He was highly regarded – so much so that in Durban, a street has been renamed after him. You can now saunter down Richard Walne Road, next to Maydon Wharf Channel. It used to be called Canal Road, and it has a length of 0.8 kilometres.But at the age of 39, Richard walked into the cold Cape Town sea one day and did not return. Suicide always brings endless questions, heartbreak and guilt: why did he do it? Was I not enough to make him want to live? Did I not do enough to save him?Being a writer, after Richard died, Helen, who is a friend and colleague of mine, says she “went to the literature” – but came up empty-handed. There were no books to explain it; just as no one talked about suicide, no one wrote about it – from a personal perspective – either. Suicide is not supposed to happen. Our desire to live is supposed to trump the urge to top ourselves. It is so slippery a topic, so difficult to comprehend, that religions forbid it and deny that people who commit suicide get into heaven. In some countries, suicide is even illegal.Walne is best known for her humour. She is a funny gal, and her regular columns either have readers in stitches or apoplectic rages, so The Diving is not at all what you would expect. It is a deeply moving, utterly beautiful book. It doesn’t explain suicide (as she says, she cannot speak for Richard), but it unpacks her healing. And in that it may just show a way for someone else to find some hope, too.Visit Helen Walne’s website: www.helenwalne.co.za or follow her on Twitter: @helen_walnelast_img read more

2016 Ohio Crop Tour I-71 Day 2 Video Recap

first_imgShare Facebook Twitter Google + LinkedIn Pinterest A recap of what the I-71 crew noticed on Day #2 of the 2016 Ohio Crop Tour.last_img

Ceres delivers magical win

first_imgCatriona Gray spends Thanksgiving by preparing meals for people with illnesses LOOK: Venues for 2019 SEA Games UPLB exempted from SEA Games class suspension Typhoon Kammuri accelerates, gains strength en route to PH Read Next Gonzales wins as Frayna falters Don’t miss out on the latest news and information. K-pop star Jung Joon-young convicted of gang rape, spycam crimes View comments PH women’s volleyball team motivated to deliver in front of hometown crowd PLAY LIST 02:25PH women’s volleyball team motivated to deliver in front of hometown crowd05:25PH boxing team determined to deliver gold medals for PH00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games LATEST STORIES SEA Games in Calabarzon safe, secure – Solcom chief The victory completed a 3-2 win on aggregate and sent the Busmen to the inter-zonal semifinals against Istiklol of Tajikistan starting Aug. 22 in Dushanbe. Ceres will host the second leg on Sept. 12.“We left it all out there on the pitch” said Schrock, who rejoined the team in April, which meant he was only added to the squad for the zonal finals. “We put in the performance of our lives in this final. We deserve to make history for the club, the country and Southeast Asia.”FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutPorteria gave the Busmen an early lead on the away goals rule with a close-range volley off an Iain Ramsay cross in the second minute, before Ott’s superb free kick in the 41st minute doubled the advantage.The first half performance, where the hosts won a penalty that was wasted by Fernando Rodriguez and created a couple more clear-cut chances, was in stark contrast over their uninspired display in the 2-1 loss in the first leg last week. But even with the visitors pushing men forward in the second half, the Busmen proved resolute, preserving a clean sheet for the first time in six matches.The Busmen broke down in tears upon hearing the final whistle and becoming the first team to rule the zonal stage, which started in February.And considering the fact that the club owned by Leorey Yanson was only a provincial powerhouse five years ago, the achievement was nevertheless impressive.Schrock worked tirelessly on both ends, winning 14 duels and creating five chances in a dynamic display that reminded why he was once a regular in the top-flight in Germany.The midfield maestro said he was merely making up for lost time.ADVERTISEMENT WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding “It was a very important game and I’m just honored to be given a starting place,” Schrock said.“I had to prove that I deserve to start because my teammates have been sacrificing the past six months to get us to this stage. I owe it to my teammates and our supporters.” Brace for potentially devastating typhoon approaching PH – NDRRMC CONTRIBUTED PHOTO/STEPHEN TANBACOLOD CITY—Stephan Schrock couldn’t have picked a bigger, more important match to make up for all the time he missed away from Ceres-Negros.On another magical night at a packed Panaad Stadium, OJ Porteria and Manny Ott delivered the goals, while Schrock provided the steel and creativity as the Busmen subdued Home United of Singapore, 2-0, to rule the Asean zonal stage of the AFC Cup.ADVERTISEMENT MOST READlast_img read more

Cian Dabrowski looking for seniors to leave legacy for Ohio State womens

OSU then-freshman attacker Cian Dabrowski (14) during a game against Maryland on May 1. Credit: Courtesy of Ben SolomanSenior attackman Cian Dabrowski said she believes the leadership and influence of the senior class will lead the Ohio State women’s lacrosse team to reach new heights this season on the heels of a 13-8 campaign.Dabrowski enters her senior season coming off a 2015 season for the books. She is the team’s active leader with 69 goals and 25 assists and she scored a team-high four goals when OSU knocked off No. 1 Maryland in the semifinals of the 2015 Big Ten tournament. This broke the Terrapins’ 27-game winning streak and gave the Buckeyes their first win over a top-ranked team in program history.“That was my favorite moment of my career as a Buckeye,” Dabrowski said. “No one really expected us to beat them, so it made that victory so much sweeter, and we all take a lot of pride in that game.”Going into the 2016 season, Dabrowski said she wants to continue the success the team has had in the past as different people step up and fill new roles.“Our team’s goals this year revolve around trying to build off of a great season last year and continuing to grow,” Dabrowski said. “We proved to be a big threat in our conference, as well as in the country, so continuing with that elite mentality is something we work on everyday.”Dabrowski said her personal role on the squad has evolved drastically since her freshman year.“We had some phenomenal players my first few years, so it was my job to learn from them and find a way to complement them,” Dabrowski said. “Now it’s my opportunity to put everything I’ve learned to work, and I’m looking forward to having more trust and assurance from my teammates when I have the ball.”OSU then-freshman attacker Cian Dabrowski (14) celebrates with teammates after a goal during a game against Maryland on May 1. Credit: Courtesy of Ben SolomanCoach Alexis Venechanos, in her sixth year at the helm for the Buckeyes, said Dabrowski and the rest of the senior class have always had great leaders above them, and she expects them to carry that quality on to their younger teammates.“I think Cian is really taking on the leadership role well,” Venechanos said. “She’s taking some of these newcomers under her wing in the attacking end, and she’s working well with our returners and some players who need a little more game experience.”Dabrowski said having nine teammates in her class brings a sense of variable leadership, which is reflected throughout the entire team.“Looking at nine of us for leadership is a blessing for our team, because it allows for so much diversity, and that unifies us with the younger girls,” Dabrowski said. “Our senior class is the most determined, hardworking and passionate group of girls that I am fortunate enough to call my teammates.”Venechanos said she is excited to see how Dabrowski will influence her team this season.“In the big stage, Cian is clutch,” Venechanos said. “She will be a person we will look up to both on and off the field this year.”Growing up in a lacrosse and hockey family, Dabrowski said she has a different perception of the game, which is something that she said she can use to her advantage as a leader.“I hope to continue to use this to my advantage in the upcoming season by inspiring my teammates to approach things differently,” Dabrowski said. “This is something that the Buckeye lacrosse atmosphere motivates me to do, while continuing with our own traditions, it can be truly humbling.”Venechanos said Dabrowski is a phenomenal player and an even better person, making her the ideal leader for the team. The hype around the Canadian product led to her being one of three OSU players named to the Big Ten’s players to watch list on Monday.“She has this great sense of self-confidence and never gets flustered when she makes a mistake,” Venechanos said. “She has this poise around her, and I’m really impressed with her competitiveness and determination.” Dabrowski and the Buckeyes are set to kick off their 2016 season on Feb. 13 against Detroit at 3:30 p.m. at the Woody Hayes Athletic Center. read more

Umtiti refuses to rule out Neymar move to Real Madrid

first_imgBarcelona defender Samuel Umtiti believes that a transfer for Neymar to arch-rivals Real Madrid is something that is completely out of their controlDespite having only left Barcelona for Paris Saint-Germain last summer in a world-record €222m deal, Neymar has been strongly linked with a return to La Liga after being reportedly discontent with life in the French capital.The Brazilian international has been targeted by Real with Florentino Perez having been known to have harboured a long held desire to see Neymar in the famous white shirt at the Santiago Bernabeu.Recently, PSG have announced that they have no interest in parting ways with their prized asset this summer. But the rumours have persisted with Neymar reportedly keen on joining Real.Fati and Suarez shine against Valencia at Camp Nou Tomás Pavel Ibarra Meda – September 15, 2019 With a mesmerizing first half from Ansu Fati and a brace from Luis Suarez in the second half, Barcelona demolished Valencia at Camp Nou.Valencia…“In football, anything is possible. Just because you played for Barca that doesn’t mean you can’t go to Real. If he wants to go, and Real wants him, it will be done.” Umtiti told Canal+.After suffering a metatarsal injury in PSG’s 3-0 win over Marseille in February, Neymar has been absent from the PSG side. But coach Unai Emery has previously revealed that he is confident that the star will return in time for the end of the season games.last_img read more

Iniesta move to Chongqing Lifan a rumour – coach

first_imgAndres Iniesta’s reported transfer to Chinese Super League side Chongqing Lifan is nothing more than a “rumour”, says the club’s coachBoth the Spanish and the Chinese media have been strongly linking the veteran midfielder to the club with Iniesta expected to confirm his plans for the future by the end of the month.However, Chongqing coach Paulo Bento, who was the manager of Portugal in the last World Cup, has now denied this and stated that it is nothing more than a “rumour”.Barcelona legend Andres Iniesta credits father for his career Andrew Smyth – August 30, 2019 Andres Iniesta revealed the influence his father has been on his incredible career, which has seen him everything in football for Barcelona and Spain.“This is a rumor and it is very difficult to comment on rumors.” said the Portuguese coach, according to HurriyetDailyNews.“But I don’t think there is any fan or coach in the world that doesn’t like a player like Iniesta.”Iniesta has kept silent on his future since announcing last month that he had until the end of April to decide whether to go to China or not.last_img read more